Best match
State Bank of India
Student Loan, Scholar Loan, Global Ed-Vantage, PM-Vidyalaxmi, Skill Loan
6.90%–9.90%
- Maximum
- ₹3 crore
- Unsecured
- ₹7.5 lakh standard
- Fee
- Nil in India
Three questions, then the best lender
Public-sector loans usually need no collateral up to ₹7.5 lakh. The sanction letter is the rate you get.
No lender matches these filters.
Public sector banks
Best match
Canara Bank
Vidya Turant, IBA education loan
From 6.85%
- Maximum
- Premier list
- Unsecured
- Collateral-free list
- Fee
- Nil
Best match
Punjab National Bank
Pratibha, Saraswati, Udaan, Vidyalaxmi, Kaushal
6.95%–10.10%
- Maximum
- Need-based
- Unsecured
- ₹7.5 lakh standard
- Fee
- Often nil
Best match
Bank of Baroda
Baroda Gyan, Baroda Scholar, Baroda Vidya, Baroda Skill
From about 9.70%
- Maximum
- ₹50 lakh in India
- Unsecured
- Higher on premier list
- Fee
- Often nil
Best match
Union Bank of India
Union Education, premier-institute schemes
About 9.30%–11.40%
- Maximum
- Up to ₹1.5 crore
- Unsecured
- ₹7.5 lakh
- Fee
- Often nil
Best match
Bank of India
Star Education Loan
Repo-linked
- Maximum
- Need-based
- Unsecured
- ₹7.5 lakh
- Fee
- Often nil
Best match
Indian Bank
IB Education Loan
Repo-linked
- Maximum
- Need-based
- Unsecured
- ₹7.5 lakh
- Fee
- Often nil
Best match
Central Bank of India
Cent Vidyarthi
Repo-linked
- Maximum
- Need-based
- Unsecured
- ₹7.5 lakh
- Fee
- Often nil
Best match
Indian Overseas Bank
Vidya Jyothi
Repo-linked
- Maximum
- Need-based
- Unsecured
- ₹7.5 lakh
- Fee
- Often nil
Best match
UCO Bank
UCO Education Loan
Repo-linked
- Maximum
- Need-based
- Unsecured
- ₹7.5 lakh
- Fee
- Often nil
Best match
Bank of Maharashtra
Maha Scholar
Repo-linked
- Maximum
- Need-based
- Unsecured
- ₹7.5 lakh
- Fee
- Often nil
Best match
Punjab & Sind Bank
PSB Education Loan
Repo-linked
- Maximum
- Need-based
- Unsecured
- ₹7.5 lakh
- Fee
- Often nil
Private banks
Best match
ICICI Bank
iSMART Education Loan
8.50%–13.00%
- Maximum
- By profile
- Unsecured
- Select institutes
- Fee
- Plus GST
Best match
Axis Bank
Axis Education Loan
13.70%–15.20%
- Maximum
- By profile
- Unsecured
- By institute
- Fee
- 0.5%–1%
Best match
HDFC Bank
HDFC Bank Education Loan
Profile-based
- Maximum
- By profile
- Unsecured
- Institute list
- Fee
- Plus GST
Best match
IDFC FIRST Bank
Education Loan
From about 8.50%
- Maximum
- Up to ₹1.5 crore
- Unsecured
- Category A, secured
- Fee
- Plus GST
Best match
Kotak Mahindra Bank
Kotak Education Loan
Profile-based
- Maximum
- By profile
- Unsecured
- Institute list
- Fee
- Plus GST
Best match
Yes Bank
Yes Bank Education Loan
Profile-based
- Maximum
- By profile
- Unsecured
- Institute list
- Fee
- Plus GST
Best match
Federal Bank
Federal Education Loan
Profile-based
- Maximum
- By profile
- Unsecured
- Institute list
- Fee
- Plus GST
Best match
IDBI Bank
IDBI Education Loan
Profile-based
- Maximum
- By profile
- Unsecured
- Institute list
- Fee
- Plus GST
NBFCs
Best match
Credila
Secured and unsecured education loans
From 9.95%
- Maximum
- No published cap
- Unsecured
- Unsecured from 11.25%
- Fee
- Up to 1.25%
Best match
Avanse
Avanse Education Loan
Profile-based
- Maximum
- By profile
- Unsecured
- Above ₹7.5 lakh
- Fee
- About 1%+
Best match
Auxilo
Auxilo Education Loan
Profile-based
- Maximum
- By profile
- Unsecured
- Above ₹7.5 lakh
- Fee
- About 1%+
Best match
InCred
InCred Education Loan
Profile-based
- Maximum
- By profile
- Unsecured
- Above ₹7.5 lakh
- Fee
- About 1%+
Best match
Tata Capital
Tata Capital Education Loan
Profile-based
- Maximum
- By profile
- Unsecured
- Above ₹7.5 lakh
- Fee
- About 1%+
Best match
Poonawalla Fincorp
Education Loan
Profile-based
- Maximum
- By profile
- Unsecured
- Above ₹7.5 lakh
- Fee
- About 1%+
Best match
Propelld
Institute-linked education finance
Profile-based
- Maximum
- Course-linked
- Unsecured
- India institutes
- Fee
- Confirm
Best match
FlyHi Finance
Short-tenure student finance
Profile-based
- Maximum
- 36-month product
- Unsecured
- Short-tenure
- Fee
- Confirm
International funds
Best match
MPOWER Financing
United States and Canada, no cosigner
From 9.99%
- Maximum
- $100,000
- Unsecured
- No collateral
- Fee
- 5%
Best match
Prodigy Finance
Listed universities, loan in US dollars
About 11%–15%
- Maximum
- By course
- Unsecured
- No cosigner
- Fee
- About 4%
Comparing